Platform Features

Complete Credit Sales
Infrastructure

Everything you need to offer credit sales safely, manage collections efficiently, and grow your business with confidence.

Why Choose Credvia?

Transform your business with our comprehensive credit sales infrastructure

Increase Sales

Offer flexible payment options to attract more customers and increase average order values.

40% average sales increase

Save Time

Automate manual processes and reduce administrative overhead with intelligent workflows.

80% reduction in manual work

Reduce Risk

Advanced risk assessment and automated collections minimize payment defaults and bad debt.

90% fewer payment defaults

Improve Cash Flow

Predictable payment schedules and automated collections ensure consistent cash flow.

50% faster payment collection

Core Infrastructure

Digital Credit Agreements

Create legally binding digital agreements with customizable terms, automated signing, and secure storage. Streamline the credit sales process with professional documentation.

Customizable templates

Digital signatures

Legal compliance

Secure storage

Flexible Payment Terms

Offer customers flexible payment options from 30 days to 12 months. Set different terms based on customer creditworthiness and business relationships.

Custom payment schedules

Risk-based terms

Multiple payment options

Automated calculations

Risk Assessment Engine

Advanced credit scoring using transaction history, payment behavior, and business relationships. Make informed decisions about offering credit terms.

AI-powered scoring

Real-time analysis

Risk mitigation

Predictive insights

Automation & Collections

Automated Payment Reminders

Send timely payment reminders via SMS, email, and push notifications. Never miss a payment with intelligent reminder scheduling.

Multi-channel reminders

Smart scheduling

Customizable messages

Delivery tracking

Collection Management

Track payment status, escalate overdue accounts, and manage collections efficiently. Comprehensive reporting on collection performance.

Payment tracking

Escalation workflows

Performance analytics

Collection reports

Recurring Payment Setup

Set up automatic recurring payments for regular customers. Reduce manual work and ensure consistent cash flow.

Automated billing

Flexible schedules

Payment confirmation

Error handling

Customer Management

Customer Credit Profiles

Build comprehensive credit profiles for each customer with transaction history, payment behavior, and credit limits.

Detailed profiles

Payment history

Credit limits

Risk indicators

Customer Onboarding

Streamlined customer onboarding process with digital verification, credit assessment, and automated approval workflows.

Digital verification

Quick assessment

Automated approval

Instant access

Customer Communication

Built-in messaging system for customer support, payment discussions, and relationship management.

In-app messaging

Payment discussions

Support integration

Message history

Analytics & Reporting

Advanced Analytics Dashboard

Comprehensive analytics with sales trends, payment performance, customer insights, and business metrics.

Real-time data

Custom reports

Performance metrics

Trend analysis

Financial Reporting

Generate detailed financial reports including cash flow, outstanding balances, payment schedules, and revenue projections.

Cash flow analysis

Outstanding balances

Revenue projections

Financial insights

Performance Metrics

Track key performance indicators including collection rates, customer satisfaction, and business growth metrics.

KPIs tracking

Goal setting

Performance alerts

Progress monitoring

Integration & Technology

API Integrations

Seamlessly integrate with your existing accounting software, ERP systems, and e-commerce platforms.

RESTful APIs

Webhook support

Custom integrations

Real-time sync

Cloud-Based Platform

Access your credit sales infrastructure from anywhere with our secure, scalable cloud platform.

24/7 availability

Automatic backups

Scalable infrastructure

Global access

Mobile Applications

Native mobile apps for both businesses and customers with full functionality and offline capabilities.

Native apps

Offline mode

Push notifications

Mobile-first design

Security & Compliance

Bank-Level Security

Enterprise-grade security with end-to-end encryption, secure data centers, and regular security audits.

End-to-end encryption

Secure data centers

Regular audits

Compliance certified

Data Protection

Comprehensive data protection with GDPR compliance, customer consent management, and secure data handling.

GDPR compliance

Consent management

Data privacy

Secure handling

Fraud Prevention

Advanced fraud detection and prevention systems to protect your business and customers.

Fraud detection

Risk alerts

Suspicious activity monitoring

Protection systems

Built with Modern Technology

Our platform is built on cutting-edge technology for reliability, security, and performance

Cloud Infrastructure

Scalable cloud platform with 99.9% uptime guarantee and global CDN

Enterprise Security

Bank-level security with end-to-end encryption and regular audits

API-First Design

RESTful APIs for seamless integration with your existing systems

Mobile-First

Native mobile apps with offline capabilities and push notifications

Mobile App Available

Access All FeaturesOn Your Mobile

Download the Credvia mobile app to access all features on the go. Create credit sales, track payments, and manage your business from anywhere.

Full feature access on mobile

Real-time payment tracking

Automated collection reminders

Offline mode support

Secure digital agreements

Multi-language support