Simple, Transparent Pricing

Choose the Right Plan
for Your Business

Start free and scale as you grow. No hidden fees, no surprises. Pay only for what you need.

Pricing Plans

Choose the plan that best fits your business needs and scale as you grow

Most Popular

Starter Plan

₦3,000/month

Perfect for small businesses looking to digitize and automate credit sales

Transaction fee: Business: 0.5% of loan per repayment (capped at ₦2,000). Customer: ₦500 flat fee per repayment

What's included:

  • Credit Sales Dashboard
  • Add unlimited customers
  • Set flexible repayment plans (30, 60, 90 days)
  • Smart reminders (SMS + WhatsApp)
  • Auto payment collection (bank or card)
  • Customer tracking & repayment calendar
  • Basic Trust Score per customer
  • Transaction history and export
  • 24/7 Support via WhatsApp

Not included:

  • Advanced analytics
  • API access
  • Custom integrations
  • White-label options
  • Dedicated support
  • Multi-branch management

Enterprise Tools

Coming Soon/month

Full CRM, advanced analytics & collections workflows

Transaction fee: Negotiated rates

What's included:

  • Everything in API Plan
  • Full CRM system
  • Advanced collections workflows
  • Custom development
  • On-premise deployment
  • Dedicated support team
  • Custom integrations
  • Advanced security
  • Compliance features
  • Training & onboarding

How the 0.5% Transaction Fee Works

We don't make money unless you get paid. That means our success is tied to your collections, just the way it should be.

Fee Structure

Business Fee (0.5% of loan)0.5%
Customer Fee (Flat Rate)₦500 per repayment
Maximum Cap (Business)₦2,000 per repayment
Charged WhenCustomer Pays Each Repayment

Example Calculation

₦100,000 loan spread across 3 repayments:

Each repayment amount:₦33,333
Business fee per repayment (0.5% of loan):₦500
Customer fee (flat rate):₦500
Customer pays per repayment:₦33,833
Total fees (3 repayments):₦1,500

Why We Charge This Way

Our success is directly tied to your collections. We only make money when your customers pay, ensuring our incentives are perfectly aligned with your business success.

Feature Comparison

Compare features across all plans to find the perfect fit

FeatureStarter PlanGrowth PlanAPI PlanEnterprise
Credit Sales Dashboard
Unlimited Customers
Flexible Repayment Plans
Smart Reminders (SMS + WhatsApp)
Auto Payment Collection
Customer Tracking & Calendar
Basic Trust Score
Transaction History & Export
24/7 WhatsApp Support
Multi-branch Management
Advanced Analytics
Team Collaboration
API Access
Webhook Integrations
Custom Checkout Flows
Full CRM System
Advanced Collections Workflows
Custom Development

Transaction Fees

Clear, transparent fees for every successful transaction

Starter Plan

0.5% + ₦500

Business: 0.5% of loan per repayment (capped at ₦2,000). Customer: ₦500 flat fee per repayment

Coming Soon Plans

TBD

Reduced rates for Enterprise plans

Frequently Asked Questions

Get answers to common questions about our pricing and services

Billing & Support

Everything you need to know about payments and getting help

Billing Information

• All plans are billed monthly in Nigerian Naira

• Payment is processed securely through our payment partners

• Enterprise customers can arrange invoice-based billing

• No setup fees or hidden charges

• Prorated billing for plan changes

Support & Contact

billing@credvia.africa
+234 800 123 4567

• Available Monday-Friday, 9AM-6PM WAT

• Enterprise customers get priority support

• Comprehensive documentation available

Ready to Get Started?

Start your free trial today and see how Credvia can transform your credit sales infrastructure.